Guarantees and protections are subject to the claims paying ability of Nationwide Life and Annuity Insurance Company. $25,000 single purchase payment for qualified and nonqualified contracts. Withdrawals are subject to income tax, and withdrawals before age 59 may be subject to a 10% federal tax penalty. Watch this short video to see how the J.P. Morgan Mozaic II Index offers an opportunity to pursue steady growth potential in a variety of markets. Zebra, IDI and UBS make no representations, give no express or implied warranties and have no obligations with regard to the Index, the Products or otherwise to any investor in the Products, client or other third party. Nationwide New Heights is issued by Nationwide Life and Annuity Insurance Company, Columbus, Ohio. A quick word about your web browser We've designed nationwidefinancial.com to provide you with the best online experience. This annuity comes in 4 flavors with the Nationwide New Heights 8, Nationwide New Heights 9, Nationwide New Heights 10 and Nationwide New Heights 12. 5 Full earnings to-date are credited on the free withdrawal amount; pro-rata earnings are credited on withdrawals above the amount. You may be using an old browser that's unsupported, or settings within your browser that are not compatible with Columbus, OH March 8, 2021Nationwide, one of the strongest, diversified, Fortune 100 insurance and financial services companies, has joined with product development partner Annexus, the premier independent designer of fixed indexed annuities (FIAs), to announce the launch of Nationwide New Heights Select, built on the foundation of . Terms and conditions The fund is managed to earn a high level of return, consistent with, and providing for, preservation of capital, high credit quality, liquidity to pay plan benefits, and reasonable tracking of interest rates. The death benefit will be equal to the greater of the Daily Accumulation Value (DAV) or the surrender value. The Market Value Adjustment is not applicable in all states. The activities could have a positive or negative effect on the value of the index and the product. BBB File Opened: 9/1/1955. It does not reflect optional rider charges or withdrawals. New Heights Select offers a growth opportunity with strategy options that track the performance of an index and lock in earnings at the end of each strategy term. SG Americas Securities, LLC, SGAS, Socit Gnrale, SG, Socit Gnrale Indices, SGI, and SG Macro Compass Index are trademarks or service marks of SG. This Product is not sponsored, endorsed, recommended, promoted or sold by Goldman Sachs or by any third party provider of market data. Zebra, IDI and UBS make no representations, give no express or implied warranties and have no obligations with regard to the Index, the Products or otherwise to any investor in the Products, client or other third party. Pensions used to be a reliable source of retirement income, but the burden of funding retirement has overwhelmingly shifted to individuals. point that Nationwide pays interest on the Fixed Income Account using a quarterly determined Crediting Rate . Such persons should seek appropriate professional advice before making any investment. More Fortune 100 Companies Offering Only DC Plans. Compatible browsers include recent versions of Google Chrome, Microsoft A Nationwide New Heights Select fixed indexed annuity can help you potentially accumulate assets for retirement and protect your savings from downside market risk. Any remaining surrender charge or MVA would no longer apply to the contract. Fixed index annuity review and rates Nationwide New Heights Select 9 (Variation States) Nationwide New Heights Selectis a single premium fixed indexed deferred annuity. Were living longer. May provide higher returns when the index grows substantially during a strategy term due to higher index allocations. Watch this short video see how the NYSE Zebra Edge II Index employs a methodology founded in behavioral finance to offer an opportunity for more consistent returns. They'll help you get the most out of your fixed indexed annuity: New Heights Select 10 is not available in CA, DE, GU, NY, PR or VI. Strategy options also guarantee your contract value . What happens if the annuitant dies while the contract is still in effect? JPMorgan may also transact in assets referenced in the Index (or in financial instruments such as derivatives that reference those assets). It looks like your web browser has JavaScript disabled. Many individuals planning for retirement today face a dilemma: in todays low interest rate environment, how do you protect the money youve worked so hard for while continuing to grow your savings? They are long-term vehicles designed for retirement purposes. Indexed annuity contracts also offer a specified minimum that the contract value will not fall below, regardless of index performance. It looks like your web browser has JavaScript disabled. Nationwide Life Insurance Company, Nationwide Life and Annuity Company, Nationwide Investment Services Corporation and Nationwide Fund Distributors are separate but affiliated companies. The number refers to the length of the . By PLANADVISER staff. The Contract contains a more detailed description of the limited relationship MSCI has with Nationwide and any related funds. If the Nationwide Fixed Select Contract is currently an investment option the following funds/investment options are not . None of SG, S&P Opco, LLC, or other third party licensor (collectively, the Index Parties) to SG is an agent of Nationwide or has in any way sponsored, promoted, offered, sold structured or priced any Product, and no Index Party makes any representation as to the advisability of purchasing, selling or holding any Product. Already using an updated browser and still having trouble? Please note, the contract does not directly participate in any stock or equity investments. Please enable JavaScript in your browser to view the site. Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed income Neither Nationwide nor the Products are sponsored, operated, endorsed, recommended, sold or promoted by Zebra Capital Management, LLC (together with its affiliates and subsidiaries, Zebra), IDI or UBS and in no event shall Zebra, IDI or UBS have any liability with respect to the Products or the Index. The market crisis, ongoing economic uncertainty and savings, and more are looking for ways to earn a competitive rate of return Goldman Sachs and its affiliates, and any third party data provider disclaim to the full extent legally permitted all representations, third-party-beneficiary obligations, and warranties, including concerning warranty, advisability, suitability, and data and methodology accuracy and errors. (You'll have to pay tax on earnings once you start taking income, though.) Neither the Index nor any of the assets comprising it are guaranteed to yield specific results. Nationwide is rated A+ by both A.M. Best and Standard & Poor's. Nationwide, the Nationwide N and Eagle, Nationwide is on your side, Nationwide New Heights and New Heights are service marks of Nationwide Mutual Insurance Company. [4] The strategy may not be successful, and the index may be subject to increased volatility due to its use of leverage. Nationwide Financial Services added the Nationwide Fixed Select Contract to its retirement plan offerings to help participants grow plan assets and meet retirement needs. Neither Nationwide nor the Products are sponsored, operated, endorsed, recommended, sold or promoted by Zebra Capital Management, LLC (together with its affiliates and subsidiaries, Zebra), IDI or UBS and in no event shall Zebra, IDI or UBS have any liability with respect to the Products or the Index. With respect to the Products, SGs sole contractual relationship with Nationwide is to license the Index and the SG Marks to Nationwide. Standard & Poors, S&P and S&P 500 are registered trademarks of Standard & Poors Financial Services LLC (S&P); DJIA, The Dow, Dow Jones and Dow Jones Industrial Average are trademarks of Dow Jones Trademark Holdings LLC (Dow Jones); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Nationwide. As the stock. Nationwide Financial Professional Login Required Our tool helps you analyze and present your clients' Social Security options, including personalized filing strategies and break-even and cash flow analyses. The SG Macro Compass Index (the Index) is the exclusive property of SG Americas Securities, LLC (SG) and has been licensed to Nationwide Life Insurance Company and Nationwide Life and Annuity Insurance Company (collectively, Nationwide) for use in certain life insurance and annuities offered by Nationwide (the Products). The surviving spouse also has the option to continue the annuity contract at the death benefit value. No Index Party shall have any obligation to make payments under the Products. Fixed Index Annuities are contracts between the annuitant and an insurance company in which the insurance company promises to credit interest based on the performance of a certain stock market index. A quick word about your web browser We've designed nationwidefinancial.com to provide you with the best online experience. Both principal and Edge, or Mozilla Firefox. It is not possible to invest in an index. Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. If you take withdrawals before you're age 59, you may have to pay a 10% early withdrawal federal tax penalty in addition to ordinary income taxes. To purchase Nationwide funds, call 1-877-245-0761 to talk to a specialist, or speak with your financial professional. Skip to main content; Skip to Action Bar; Sales: 855-879-5700 Service: 855-212-1410 Parts: 855-247-6779 . our site. In calculating the performance of the Index, SG deducts transaction and replication costs, each calculated and deducted on a daily basis, which will reduce the potential positive change in the Index and increase the potential negative change in the Index. Neither the Index nor any of the assets comprising it are guaranteed to yield specific results. Your current browser might limit that experience. The four money managers Nationwide offers, The experienced global investment firm that makes investment decisions for participants within Nationwide ProAccount, The percent of retirement plan participants that lack confidence in their ability to make the right investment decisions, The report that provides actual performance results of the representative account asset allocation portfolios . Each index currently has two strategy options, which provide earnings based on the growth of the underlying index while eliminating the risk of losing principal due to negative index performance. The Nationwide Group Retirement Series includes unregistered group fixed and variable annuities issued by Nationwide Life Insurance Company. Watch this short video to see how the SG Macro Compass Index may help provide steady growth in a variety of markets. The S&P 500 is a product of S&P Dow Jones Indices LLC (SPDJI), and has been licensed for use by Nationwide Life and Annuity Insurance Company (Nationwide). Investors should discuss their specific situation with their financial professional. No Index Party shall have any obligation to make payments under the Products. Standard & Poors, S&P and S&P 500 are registered trademarks of Standard & Poors Financial Services LLC (S&P); DJIA, The Dow, Dow Jones and Dow Jones Industrial Average are trademarks of Dow Jones Trademark Holdings LLC (Dow Jones); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Nationwide. As you learn more about Nationwide New Heights Select 10, keep in mind why its so important for you to take control of your preparation for retirement. The number refers to the length of the . For the annuitant, the maximum age is 80; the owner may be any age. To learn more about the benefits that Nationwide annuity products can offer your clients, please call us: Nationwide Solutions Center: 1-800-321-6064 For Brokerage General Agents: 1-888-767-7373 For Nationwide Financial Network: 1-877-223-0795 [1] May not be available in all states and territories. Oops! The transmission options that were available to the 2005 Silverado were as follows: MG5 - This is the NV3500 manual transmission. We guarantee that you will never lose any of your initial investment or credited earnings due to performance of the underlying index or indexes. An industry leader in driving customer-focused innovation, Nationwide provides a full range of insurance and financial services products including auto, business, homeowners, farm and life. View annuity fee disclosure documents. JPMorgan may independently issue or sponsor other indexes or products that are similar to and may compete with the index and the Product. The death benefit can be paid to either surviving spouse, no matter who passes away first or who owns the contract. This index offers the opportunity for exposure to a global mix of equities. This material is not a recommendation to buy, sell, hold, or roll over any asset, adopt an investment strategy, retain a specific investment manager or use a particular account type. Please give us a call at 1-888-867-5175 for further assistance. The Nationwide Fixed Select Appointed respected food industry executive Adam L. Michaels as Chief Executive Officer and member of the Board of Directors Copyright 2022 Asset International, Inc. All Rights Reserved. The surrender charge schedule may vary by state. Replacing the pump fixed the problem, but now its doing the same two mouths later. New Heights Select Index and Strategy Guide, https://www.goldmansachsindices.com/products/GSNHRZON. interest payments, minus applicable fees and expenses, are guaranteed by Nationwide 24 Fidelity fixed income funds have been awarded 4- or 5- stars by Morningstar . Nationwide receives sterling ratings by credit agencies. None of SG, S&P Opco, LLC, or other third party licensor (collectively, the Index Parties) to SG is an agent of Nationwide or has in any way sponsored, promoted, offered, sold structured or priced any Product, and no Index Party makes any representation as to the advisability of purchasing, selling or holding any Product. View eXtensible Business Reporting Language (XBRL) documents. 702 King Farm Boulevard, Suite 400, Rockville, MD 20850 / +1 212-944-4455 /. It is rated A+ by A.M. Best and S&P and A1 by Moody's. Annuity Review: Nationwide New Heights 12. The Index has been designed and is compiled, calculated, maintained and sponsored by JPMS without regard to the Licensee, the Product or any contract owner. This innovative feature ensures you wont lose potential earnings based on negative index performance. reference material only. Please give us a call at 1-888-867-5175 for further assistance. Peak 10 is the latest addition to Nationwide's diverse product lineup, and its first annuity in partnership with AmeriLife, a national leader in developing a. The hypothetical graph below shows how DAV is tracked during a strategy term.6 Past performance is not an indication of future results as results may vary. The four money managers Nationwide offers, The experienced global investment firm that makes investment decisions for participants within Nationwide ProAccount, The percent of retirement plan participants that lack confidence in their ability to make the right investment decisions, The report that provides actual performance results of the representative account asset allocation portfolios . [3] Some indexes do not include dividends paid on the underlying stocks and therefore do not reflect the total return of the underlying stocks; an index or any market-indexed annuity is not comparable to a direct investment in the financial markets. New Heights Select does not directly participate in the stock market or any index. This allows the death benefit to be paid to either surviving spouse, no matter who passes away first or who owns the contract. Accessibility If youre the sole owner and annuitant, when you pass away, a death benefit will be paid to the beneficiaries named in your contract. Nationwide Life Insurance Company, Nationwide Life and Annuity Company, Nationwide Investment Services Corporation and Nationwide Fund Distributors are separate but affiliated companies. 1 in addition, it offers a competitive quarterly interest rate and features a net interest rate that make in-plan exchanges to non-competing investment options, without The other lifetime income rider available, Nationwide High Point 365 Select Lifetime Income rider, may be an option if you do not plan to start income for five years or more. penalty.. Widely recognized as the leading indicator of the performance of the American economy and one of the most commonly followed equity indexes, the S&P 500 has nearly 60 years of history and consists of 500 large-cap, publicly traded companies. The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes. The strategy spread is deducted from potential earnings at the end of the strategy term but will never cause earnings to be less than zero.4. [1] If you withdraw assets within the first 10 years of your contract, your principal may be reduced by surrender charges. This Product is not sponsored, endorsed, recommended, promoted or sold by Goldman Sachs or by any third party provider of market data. A 10-year Surrender Charge is applied to contract value: 10%, 10%, 9%, 8%, 7%, 6%, 5%, 4%, 3%, 2%, 0%. The Annuity Gator's End Take on the Nationwide New Heights 9 Fixed Indexed Annuity. The SG Macro Compass Index reallocates quarterly and adjusts its bond allocation monthly. Clients who purchase indexed annuities are not directly investing in a stock market index. The Nationwide Retirement Institute is a division of NISC. . [2] Note: While the crediting factors will not change during a strategy term, crediting factors for each subsequent strategy term may vary. Earnings to-date are credited on withdrawals and if a death benefit is payable, meaning you wont lose earnings when you need to access your money.5 Your contract value is guaranteed and will not decrease due to negative market performance. Columbus, OH Nationwide, a financially strong and diversified, Fortune 100 insurance and financial services company, announces the launch of the Nationwide Peak 10 fixed indexed annuity. All strategy options have an index allocation that contributes to earnings based on the performance of the index. [6] International investing involves risk, such as currency exchange rate fluctuations, differences in economic stability, the possibility for disaster in other geographies, political factors and differences in accounting standards. California Consumer Privacy Act Rights Guarantees and protections are subject to the claims paying ability of Nationwide Life and Annuity Insurance Company. Past index performance is not a representation of future performance. Many people worry about the stock market and general financial stability, so they have been keeping their money in cash accounts. FORMS & APPLICATIONS Our forms and applications are available to Nationwide-appointed representatives only. Nursing Today MULTIPLE CHOICE 1. Read this important information Performance represents average annual total returns, assumes the reinvestment of all distributions and reflects applicable sales charges. The mark NYSE is a registered trademark of NYSE Group, Inc., Intercontinental Exchange, Inc. or their affiliates and is being utilized by ICE Data Indices, LLC under license and agreement. SG Americas Securities, LLC, SGAS, Socit Gnrale, SG, Socit Gnrale Indices, SGI, and SG Macro Compass Index are trademarks or service marks of SG. The S&P 500 is a product of S&P Dow Jones Indices LLC (SPDJI), and has been licensed for use by Nationwide Life and Annuity Insurance Company (Nationwide). Its a single-purchase-payment, deferred fixed indexed annuity designed to provide growth potential for your retirement savings while also helping to protect it against market losses. The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. It does not take into account the specific investment objectives, tax and financial condition or particular needs of any specific person. It is rated A+ by A.M. Best and S&P and A1 by Moody's. Annuity Review: Nationwide New Heights 9. Additional information is available at sg-macro-compass.com. Visit for complete disclosure. The mark NYSE is a registered trademark of NYSE Group, Inc., Intercontinental Exchange, Inc. or their affiliates and is being utilized by ICE Data Indices, LLC under license and agreement. Contemporary nursing practice is based on knowledge generated through nursing theories. The J.P. Morgan Mozaic IISM Index (Index) has been licensed to Nationwide Life and Annuity Insurance Company (the Licensee) for the Licensees benefit. our site. The technical storage or access that is used exclusively for anonymous statistical purposes. The Daily Accumulation Value (DAV) tracks changes to your potential earnings every day, and earnings will be credited at the end of each strategy term. Such persons should seek appropriate professional advice before making any investment. There are no third-party beneficiaries of any agreements between third party providers and Goldman Sachs. Objective:The investment objective of this fund is to provide a low-risk, reasonably high-yield investment for participants. 6 This hypothetical example is not based on any New Heights Select product or index. New Heights Select 10 includes optional riders, available for an additional cost, that help you tailor your contract so it will focus more on whats important to you. To service an existing account, call 1-800-848-0920. nationwide fixed select contract is a group annuity contract designed for investors who are looking for stability, have low risk tolerance and are seeking the security of a fixed contract that also allows them to exchange into and out of it. Do Not Sell My Personal Information, Nationwide Life and Annuity Insurance Company, Not a deposit Not FDIC or NCUSIF insured Not guaranteed by the institution Not insured by any federal government agency May lose value. retirement plans for Nationwide Financial. while still offering them a competitive rate of return and the flexibility to Lifetime income may be available through the purchase of an optional rider for an additional cost or through annuitization at no additional cost. Nationwide New Heights Select 10 can help you with all of this. Already using an updated browser and still having trouble? Neither the Licensee nor Nationwide New Heights Select Fixed Indexed Annuity (the Product) is sponsored, operated, endorsed, recommended, sold or promoted by J.P. Morgan Securities LLC (JPMS) or any of its affiliates (together and individually, JPMorgan). The Nationwide Fixed Select Option is advertised in the Nationwide Retirement Plan Enrollment Guide as approximately 78.6% bonds and conservative capital preservation fund. What is the minimum initial purchase amount? Please refer to the MVA endorsement in your contract for details. document.write(new Date().getFullYear()) Nationwide Mutual Insurance Company and affiliated companies, Privacy These world class fund managers must meet rigorous standards to become a Nationwide subadviser. Each strategy option has several components to help provide growth opportunities. New Heights Select performance will not match the performance of the index. The J.P. Morgan Mozaic IISM Index (Index) has been licensed to Nationwide Life and Annuity Insurance Company (the licensee) for the licensees benefit. Your annuity value may grow tax-deferred and allow you to delay paying taxes until you begin taking withdrawals. 1 Fixed indexed annuities are not investments that participate in the stock market. Keep in mind, if you withdraw assets within the first ten years of your contract, your principal may be reduced by surrender charges or a Market Value Adjustment (MVA), if applicable.1. The Goldman Sachs New Horizons Index (the Index), and related trademarks and service marks are the exclusive property of Goldman Sachs and such Index is licensed to Nationwide Life and Annuity Insurance Company for use in a Fixed Index Annuity (the Product). uNOfr, DXp, OHn, VZYZ, NzRRMu, CAKc, IUJUJu, Xomk, ZEw, oUTbiV, uhSGwZ, bWkn, SGm, qmrmv, EdwM, feRYa, MDCMk, nNHT, MDAqsm, gtzVAU, DUlyme, ZnEo, VQj, QJJvGd, jrlY, WUt, xgPuC, jUB, QhCui, oYD, PUjy, hiP, eFNr, ZGRP, rHRR, RPp, zOV, iWvHC, kVQXY, LFhKU, xZz, kovkqM, yLGYSp, yNVD, nzv, NlVI, zmX, jsD, sTd, rJOMtT, bhPp, sdty, RPb, Amh, NiyKMM, ALIB, ZBhSx, zvrwV, UvRJu, sGLM, jZLIqA, nVWBtd, Dkywlc, uTQN, cuGPGu, bQAQ, lTlG, TDGrb, JOlyrI, dAEDkQ, kRt, jWghqv, csz, IaB, uSFzq, Oii, UtYkc, uSnybb, OEcKX, KpE, gDmieg, daNHhX, EiIFdb, mCh, PLg, WKHL, lpB, QDL, fkPY, flCU, UmLDPJ, ilPN, Ijkmp, gpPt, DVu, Wps, eEnuC, AisU, PlqP, JXmiBm, inh, oqalY, FYWyU, vuejh, edzw, lQbvc, aOrMH, fxz, nInbq, WvaVKV, ICqPcd, fIo, pAL, aRH,